The Official Girl Help/Issue/Talk Thread 2: Re-Entry

I would love to be independent from my parents right now so i could get some privacy and freedom but since I have to pay for all my tuition I really can't afford it right now. I plan on moving into an apartment with my SO eventually, while continuing to go to my community college which has a 4 year plan. If i did that now I would still have trouble keeping up with all the expenses, even with everything basically split in half. Aw that sucks to hear mstk

I would love to be independent from my parents right now so i could get some privacy and freedom but since I have to pay for all my tuition I really can't afford it right now. I plan on moving into an apartment with my SO eventually, while continuing to go to my community college which has a 4 year plan. If i did that now I would still have trouble keeping up with all the expenses, even with everything basically split in half. Aw that sucks to hear mstk

why cAnt you take out student loans? Community college is dirt cheap. I was in your guys position when I was 18. Took out student loans and worked 30-40 hour weeks on top of school. It's pretty doable.

Student loans are (generally) a horrible idea.

 

Honestly, so is paying for college (let alone going to) at all, for most people.

I would love to be independent from my parents right now so i could get some privacy and freedom but since I have to pay for all my tuition I really can't afford it right now. I plan on moving into an apartment with my SO eventually, while continuing to go to my community college which has a 4 year plan. If i did that now I would still have trouble keeping up with all the expenses, even with everything basically split in half. Aw that sucks to hear mstk

why cAnt you take out student loans? Community college is dirt cheap. I was in your guys position when I was 18. Took out student loans and worked 30-40 hour weeks on top of school. It's pretty doable.

I would rather avoid loans, I mean as it is I can pay off my tuition and not have to worry about debt, and unnecessary interest on the loan. Working that much a week on top of school seems like it would get pretty stressful. Sure I could do it, but I just don't know if that would be worth it.

Student loans are (generally) a horrible idea.

 

Honestly, so is paying for college (let alone going to) at all, for most people.

True that, when I went to cancel my spring semester there was a girl in there crying because she had (somehow) amounted $20,000 in debt and couldn't register for spring because she had made no good faith effort (including picking up the phone and talking to them). They also told her she could have received financial aid if she had applied for it. 

It is worrying how people get themselves into situations like that. I took out a small loan (I get the poor people kind tho) since my dad assured me that it would be paid off instantly with taxes when I'm working. I get $9,000/semester after paying tuition with my grants, less than $2500 loans, $1500 working 10/hrs a week. If I wasn't getting practically paid to go to school I would say fuck it. I've been trying to save multiple semesters worth to get into a place without picking up a 2nd and 3rd job. 

Student loans are the way to go. To a certain extent, of course.

Honestly, so is paying for college (let alone going to) at all, for most people.

would you elaborate

I have in the past. Search the old forum. I'll elaborate a bit when I get to a computer and over this flu.
i can figure some reasoning, but would like to hear what you have to say
I'm with Davo. I remember his reasoning. Depends on your individual path, but IMO most people gather debt, do nothing with their education, never find applicable job placement and end up doing something that doesn't utilize the degree. It's all about how you personally value the education and make use of it, though. I've seen a fuck ton of success stories from people who never graduated, and others who never even enrolled in college.

I'm with Davo. I remember his reasoning. Depends on your individual path, but IMO most people gather debt, do nothing with their education, never find applicable job placement and end up doing something that doesn't utilize the degree. It's all about how you personally value the education and make use of it, though. I've seen a fuck ton of success stories from people who never graduated, and others who never even enrolled in college.

I'm might be a bit of a slacker but I'm by no means not capable.

and you think that justifies your way thus far. i've done that. but fuck your potential if you don't bring it to anything of substance

Simply going to a good college, not even succeeding mind you, still opens a fuck ton of doors, job opportunities.  

What you study is pretty important too

and it's definitely not for everyone though.  Thought this was woym

going to a good school means everything. the alumni network is what helps you the most

 

also grif is right, what you major in is extremely important for two reasons. one, it's important because your major be in demand or not and two, it could impact your gpa. i'm pretty sure the school of management's gpa aveage is below a 3, but if you went to the communications school its probably like a 3.5 

No drinks needed.

Holy fuck.

:O
i like it when you guys talk about this specifically  : - )

no story with this? :O

I slipped a note in her door last night before I went out to dinner that just said "Drinks?", with my name and number. When I got back to my room after dinner, there was a note in my door from her, just saying she tried to text me and that I didn't respond, and left her number. She's from London, so idk, must be an issue with trying to text between international numbers or something.

Anyway, I just went and knocked on her door and she let me in. We talked about her work for a while about work since we both work for software companies. She's half Swedish, half Indian, so she's very exotic looking, gorgeous really. We ended up in her room and she straight out told me to come on to her, so that was that.

Idk if this is common or not, but when I drink and have sex later, I almost never cum. I can hold an erection for hours but I just can't climax, so that's what happened last night. She was sort of surprised because we went at it for a fair while. Anyway, I think we'll have a few more days to do this again before we both leave.

I'm glad I was proactive :3

That gif is perfect, well done nv1
It's definitely normal, my boyfriend does it really well when he's drunk (more sensual) but can't finish. I cut him off at two drinks if I want sex later that night lol. It sucks because it's a catch 22.

Student loans are (generally) a horrible idea.

 

Honestly, so is paying for college (let alone going to) at all, for most people.

i know you said you're going to give reasoning later so I'll wait for that.

I personally think college is a great idea becUse most worthwhile jobs require a bachelors degree and/or a killer portfolio. I'm in the creative industry and if two people have great portfolios and one of them has a degree, the one with the degree will get the job. 

ive networked immensely and have found clients to start freelancing straight out of college because my professors sent out my work to agencies and offered my assistance, I would have never received that same help had I not been in school.

i agree that college isn't for everyone and the debt can be bad, but if you work hard enough you can get pretty good scholarships . I'll pay my debt off in two years. I wouldnt say it's not a good idea for "most" people, but rather some. 

Whats the alternative to going to college? Those people that don't go to college are generally too lazy to work on marketable skills on their own. And if they do work on marketable skills it may or may not be something they are even passionate about. Colleges help you shape your passion into a career.It's a super competitive job market out there

i think people should take a gap year between college and high school to help clear their heads and  relax before jumping into the college environment. God this was a nightmare to type on mobile. If you quote someone on mobile the screen jumps around every letter you press.

I'm with Davo. I remember his reasoning. Depends on your individual path, but IMO most people gather debt, do nothing with their education, never find applicable job placement and end up doing something that doesn't utilize the degree. It's all about how you personally value the education and make use of it, though. I've seen a fuck ton of success stories from people who never graduated, and others who never even enrolled in college.

even if you're not utilizing your degree, just having the bachelors degree in itself will open you up to thousands more jobs that offer on the job training for significantly better pay than those without a degree. My buddy has a general studies degree (lol) and makes 45k working at a water treatment place. Obviously not the best pay but God damn a single dude could live lavishly on that for a while

i think people should take a gap year between college and high school to help clear their heads and  relax before jumping into the college environment. God this was a nightmare to type on mobile. If you quote someone on mobile the screen jumps around every letter you press.

I really wish I had done that, traveled or something.  I was nowhere near mature enough to be a freshman, didn't have a good work ethic either.  

A few stray thoughts.

 

First, having been through the university system and then having worked in it for several years thereafter, I can't help but feel like we were sold on a lie of easy unlimited funding for any major regardless of job prospects (the reason I doubled down and got the MA) in high school. That's why the student loan bubble is going to dwarf the housing fiasco when it finally bursts.

 

Yes, having a bachelor's degree is still going to to come out in your favor, in the long run, but there are a few caveats:

  • if you take out loans, they will follow you until you pay them off, generally
    • if your loan is forgiven (under e.g. the PSLF program), the remainder is considered taxable income for the year this occurs in; this is generally considered A Bad Thing™
  • hope the field you devote 4+ years of your life doesn't go into a hiring decline

Like most things in life, college is what you make of it, as is the degree. I say most people shouldn't bother because, frankly, most people aren't going to make anything of it. Most students go because it's the default option, i.e., they are lazy, not hungry, lack the drive and dedication to stick with not only the studies but also the mental and physical effort of doing something with the education along the way.

 

As far as paying for it, I don't know about how it is now, but when I was in high school (2000-2004), we had student loan officers at the school whose job was basically to convince students to go to college for anything, whatever they want, it doesn't matter, you can afford it with these loans! Those chickens have been coming home to roost for a while now. On one hand, a lot of loans are predatory, unfair, misrepresented and the cost of college is way out of line. On the other hand, we signed the loan document. We said we would pay it back. But we were also 17/18 years old, so. Shitty situation all around, and I think the best outcome of things like this will be maybe it will make incoming college freshman think a bit harder about their loan situation. Another issue is that colleges routinely, blatantly lie to prospective students about their job placement rates and offered programs. There are both ethical and pragmatic reasons not to sentence "educated" people to a lifetime of poverty for believing the lies of multi-million dollar marketing teams. 

 

A few good essays that will hopefully shed better light on this than I have:

http://thelastpsychiatrist.com/2010/08/this_is_why_the_american_dream.html

Where Scott is going wrong is not that he is holding out for a "better" job that isn't there; he's holding out for a job that shouldn't be there.  We don't need more corporate management guys.  The 1980s business schools created a market for those ideas (and graduates) and America quickly became a "management" country, at the expense of everything else.  What we need are more businesses. 

Scott and his friends at the Irish Pub are in the best position imaginable: young, smart, living debt free with their parents.  Four of these guys, each borrowing 10k personally (at 4% -- $400 a year to pursue your dreams?) they will have 40k startup capital to do anything they want.  If they're really serious, they could indeed do anything, from putting out a comic book to starting a high end tutoring/home schooling service (pays the bills at the Washington Post!) to integrating Flash with the iPad to inventing something to whatever etc, etc, what, you need me to hand you ideas as well?  If they are serious, they cannot fail, and if they do fail, we have the most liberal bankruptcy laws on the planet. The point of those laws is to encourage you to try.  All the pieces are in place for success at almost no risk.  And he'll be a better man just for trying.
 

"Well, we can't all become entrepreneurs.  What about all those guys in college who are smart, hard working, but are better suited to working for someone else?"  Then go do it! If you need a job and they're offering, take it!   But if they're not offering a job, what are you going to do instead?  XBox?

I'm not here offering a solution for the 45 year old guy with three kids.  I am offering encouragement to a crop of college kids infantilized by terrible advice from parents and TV  who have the freedom and opportunity to try something; while simultaneously describing the only long term solution to America's economic problems: more businesses.  Jobs programs and stimulus packages are debatably good or bad, but assuredly temporary.  Remember "the children are or future?"  How about encouraging them a little?  Maybe someday they'll pay for your social security.

 

http://thelastpsychiatrist.com/2012/11/hipsters_on_food_stamps.html

Fact: college is a waste, but we haven't yet hit that point in society where we can bypass it.  So we have to pass through another generation of massive college debt.  How to pull in the suckers in?  Answer: these articles.  By getting you to say, "these hipsters should be able to get jobs because they are college graduates!" you are saying, "college is worth something."  It isn't.  But by directing your hate towards hipsters, you are protecting the system against change.   
 

http://thelastpsychiatrist.com/2012/11/hipsters_on_food_stamps_part_2.html

If you want to tell me a 30 year old hipster should be lashed for not trying to better himself, I'll bring the whip, but the 30 year old chose his pointless major when he was 17 and you think the outcome is all his fault?  A 17 year old can kill two people and still be considered too young to be criminally responsible, and anyway in that case you think the problem was video games and bullying.  Of course Gerry The Hipster is made of soy and ennui, but there's plenty of blame to go around.  When he was 17 the systemincentivized him to destroy his life, tempted him with beer, babes, and BS-- and the promise of an upper middle class lifestyle provided he went to "a good school" (read: gave the system $100k of his post tax, pre-interest money), never mind for what.   Like a good American, he did what he was told.

The society that taught people to want a defective college degree is, unfortunately, going to be expected to support those that bought it, it's still under warranty.  At the very minimum, it owes them their money back, and if they don't pay you should sue for breach of contract. "At the conclusion of this course, students will show a proficiency in...."  The plaintiff rests.

"They should have studied more." Agreed.  But then you shouldn't have admitted them, you shouldn't have passed them.  Inflate the grade, Gresham's Law the society. 

All along you've said "you need to go to college so you can get a good job" but the system was not designed to raise producers, it was designed to raise consumers.  Well, here we are.  Why are you surprised that they need consumer stamps?  Why are you surprised they moved back in with you?   "We did the best we could."  No you did not, I was there, I saw it.  You borrowed against their future, and they can't pay it back.  And now you're yelling at them.

http://thelastpsychiatrist.com/2012/12/product_review_panasonic_pt_ax.html

 

http://thelastpsychiatrist.com/2011/08/grade_inflation.html

The "college is a scam" train is one on which I'm all aboard, but that doesn't mean each individual professor has to be scamming students; there's no reason why he can't do a good job and teach his students something that they aren't going to get simply by reading the text.  If a student can skip class and still ace the class, the kid is either very bright or the professor is utterly useless.  Right?   Either way, the kid's wasting his money.
 



Here's an example. Say your essay question is, "describe the causes of the American Civil War."  Ok, so far everything the kid knows he learned from Prentice Hall, but something inside him thinks the answer is: LABOR COSTS.  Hmmm.  Insightful and unexpected, let's see what he does with it.

But there's not much he can do with it, there aren't many obvious resources to pursue this "feeling" he has.  He does what he can.  It's not that good.  C.  Grade inflation gives him a B.

Meanwhile, Balboa the el ed major searches carefully in his textbook and discovers the cause was... SLAVERY.  He airlifts two sentences each out of five other books, asks for an extension because his grandmother died, adds nine hundred filler words including "for all intensive purposes" and "he could care less", and then waits in the parking lot to threaten you with "but this is a history class.  Why are you grading my writing style?"  He gets an A.

The problem is that the first kid is strongly disincentivized from pursuing his idea, from becoming a better thinker, in very specific ways.  

First, and obviously, since the majority of the students are going to get an A, he just has to do just as well/horrifically as the average student, and if they're all writing about slavery with the enthusiasm of a photocopier then if he wants an A he better buckle down and learn the truly useful skill of masking the words of a Wikipedia page.  

Second, he is very nervous about offering a professor anything that he didn't hear the professor explicitly mention, let alone endorse. What if it's "wrong?"
  
Third, because grading an essay is subjective, all professors try to make it objective by attributing value to measurable quantities which are actually stupid.  For example: in most undergrad classes, the bibliography counts for 5%, maybe even 10%.  How you (that's right, I said "how you") going to pad a bibliography with six sources when you can't even find one to support your thesis?  So the pursuit of an interesting thesis is blocked by the 5% of the grade that comes from something that should count for exactly -20% of your grade, i.e. if you have a bibliography, you're a jerk.(1)  This false value has two consequences: it "pads" the grade (e.g. the student already starts with an easy +5-30%) so it is easier for him to get an A.  But more importantly, it is now easy for the professor to justify giving him an A.  "His content wasn't that great, but the points added up; and besides: what the hell would I tell him to improve?"

I can't emphasize that last part enough-- the cause of the ridiculous grading is not the complaining of students but the convenience of the professor.

This is why if you are in a class and you feel the need to ask, "how many pages does this have to be?" and rather than look at you like you just just sneezed herpes on his face he instead has a ready answer, you are wasting your money.  I get that you need the degree, I understand the system, but you're wasting your money nevertheless.
 

 

http://partialobjects.com/2012/02/why-are-so-many-20-somethings-unemployed/

I don’t know if this is a fluke, or wrong, or what.  It appears that not only are more people going into the– liberal arts?– instead of fewer of them as one might expect; but a greater proportion of the American students are graduating with liberal arts degrees since the Crash.

It’s easy to criticize, but my intention here is to ask the sociological question: what motivates the decision to go into liberal arts specifically when one knows job prospects are poor?  Of course I understand interest in the major; but why choose to go into debt with nothing on the horizon?

Time will tell whether this trend continues; will the proportion rise or fall in 2012, the first post-Crash class?

Possible explanations include:

1. Many liberal arts majors have a legitimate expectation of alternative income: marriage, family inheritance, etc.  (viz. Jenna Bush majoring in education.)  It would be a remarkable research project to find out what the kids of the 1% are majoring in; or the median income of the parents of the students in each major.

2. Liberal arts majors do not envision entering the job market as liberal arts graduates; from the outset, they plan on going on to more “useful” post-graduate training.  (e.g. philosophy now, med school later.)

3. Parental guidance: their parents are teachers/writers/etc, and they believe the poor job prospects won’t really apply to them.

4. Many jobs only require a degree, and the actual major doesn’t matter (e.g. some management jobs, civil service jobs, etc)  So they choose an “easy” major.

5.  The Ponzi Scheme: government loans mean the school can charge any price, and students will pay any price (they don’t feel it until later) so majors are not, or less, valued for their ROI.

 

 

tl;dr: most people don't have a passion in the first place to shape into a career, and passion is bullshit anyway.

if u guys don't think it's important to get an education then u r dumb

 

this aint the 70s or 80s anymore

if u guys don't think it's important to get an education then u r dumb

 

this aint the 70s or 80s anymore

—a guy still in college

I slipped a note in her door last night before I went out to dinner that just said "Drinks?", with my name and number. When I got back to my room after dinner, there was a note in my door from her, just saying she tried to text me and that I didn't respond, and left her number. She's from London, so idk, must be an issue with trying to text between international numbers or something.

Anyway, I just went and knocked on her door and she let me in. We talked about her work for a while about work since we both work for software companies. She's half Swedish, half Indian, so she's very exotic looking, gorgeous really. We ended up in her room and she straight out told me to come on to her, so that was that.

Idk if this is common or not, but when I drink and have sex later, I almost never cum. I can hold an erection for hours but I just can't climax, so that's what happened last night. She was sort of surprised because we went at it for a fair while. Anyway, I think we'll have a few more days to do this again before we both leave.

I'm glad I was proactive :3

Congrats Bro laugh

Pics?

srry davo i can't see ur post about calling me stupid for going to college (i'm assuming that's what you said) because u r blocked for saying dumb stuff like that

 

all i can tell you is that i have dreams that require me to go to college. i think its dumb, but still 100% necessary 

srry davo i can't see ur post about calling me stupid for going to college (i'm assuming that's what you said) because u r blocked for saying dumb stuff like that

 

—a member who has precisely zero good posts (for any conceivable definition of good)

tbf colleges are probably the most conducive environments in the world to entrepreneurship.

Not so sure about that. In that case, it really matters where you go and who you know. In many cases, they can be limiting rather than edifying to potential entrepreneurs.

http://www.businessinsider.com/top-100-entrepreneurs-who-made-millions-w...

http://www.forbes.com/sites/worldviews/2011/09/23/forbes-400-the-self-ma...

i think its dumb, but still 100% necessary 

funny how a fucking moron saying he thinks college is "dumb, but still 100% necessary" only serves to strengthen a number of points davo made earlier

 

Yea you don't need college at all, but it's always an option.